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A salary certificate is an official document issued by an employer to verify an employee's income. In Bangladesh, it is commonly required for bank loans, visa applications, rental agreements, and legal purposes. However, many employees and HR professionals are unsure about the correct salary certificate format, requirements, and samples in Bangladesh.
This detailed guide covers everything you need to know, including:
A salary certificate (also called a salary slip verification letter) is an official document confirming an employee's:
It is signed and stamped by the employer or HR department to ensure authenticity.
Employees in Bangladesh often require a salary certificate for:
Banks (like DBBL, BRAC, City Bank) ask for a salary certificate to verify repayment capacity.
Many embassies (e.g., UK, USA, Canada, Schengen) require proof of income for visa approval.
Landlords may ask for a salary certificate to ensure that tenants can pay rent.
Used in divorce cases, loan disputes, or insurance claims as income proof.
Helps in tax filing, loan applications, and financial documentation.
A valid salary certificate must include:
Key Element | Details Required |
---|---|
Company Letterhead | Must have the employer's official logo & contact details. |
Employee Details | Full name, designation, employee ID, joining date. |
Salary Breakdown | Basic salary, house rent, medical allowance, transport, bonuses. |
Deductions | Income tax, provident fund, loan repayments (if any). |
Net Salary | Total take-home pay after deductions. |
Employer Verification | Authorized signature, company stamp, and date. |
Important:
Below is the standard salary certificate format used by most companies in Bangladesh:
[Your Company Name] [Company Address] [Phone Number] [Email] [Website] Date: [DD/MM/YYYY] To Whom It May Concern, This is to certify that Mr./Ms. [Employee's Full Name] (Employee ID: [ID]) is a permanent/full-time employee of [Company Name] since [Joining Date: DD/MM/YYYY]. He/She currently holds the position of [Designation] in the [Department] department. Details of his/her monthly salary are as follows: Basic Salary : [X] House Rent Allowance : [X] Medical Allowance : [X] Transport Allowance : [X] Other Allowances : [X] Gross Salary : [Total] Deductions : [X] Net Salary : [Final Amount] This certificate is issued upon the employee's request for [Purpose: Bank Loan/Visa/Rental Agreement, etc.]. For any verification, please contact: [HR/Finance Contact Person] [Designation] [Phone Number] [Email] Sincerely, [Authorized Signatory Name] [Designation] [Company Name] Company Stamp & Seal
Must include:
Must include:
Must include:
Note: Some companies charge a small fee for issuing salary certificates.
Yes, most banks require it to verify income.
No, salary slips are monthly records, while a salary certificate is an official verification letter.
Bangladesh labor laws support employees' right to obtain salary proof. Escalate to higher management if needed.
Typically 3-6 months, depending on the institution's policy.
A salary certificate is a crucial document for employees in Bangladesh, especially for loans, visas, and legal purposes. Ensure your certificate follows the correct format, includes all required details, and is properly stamped & signed.
Pro Tip: Keep digital & printed copies for future use.
Need a ready-made template? Download our free Salary Certificate Format for Bangladesh.
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