Salary Certificate in Bangladesh: Format, Requirements, and Samples

A salary certificate is an official document issued by an employer to verify an employee's income. In Bangladesh, it is commonly required for bank loans, visa applications, rental agreements, and legal purposes. However, many employees and HR professionals are unsure about the correct salary certificate format, requirements, and samples in Bangladesh.

This detailed guide covers everything you need to know, including:

  • What is a salary certificate?
  • Why is it required?
  • Key components of a valid salary certificate
  • Step-by-step process to obtain one
  • Free downloadable salary certificate format (Word & PDF)
  • Sample salary certificates for different uses

What is a Salary Certificate?

A salary certificate (also called a salary slip verification letter) is an official document confirming an employee's:

  • Monthly/Annual Salary
  • Allowances (Basic, House Rent, Medical, etc.)
  • Deductions (Tax, Provident Fund, etc.)
  • Employment Status & Duration

It is signed and stamped by the employer or HR department to ensure authenticity.

Why Do You Need a Salary Certificate in Bangladesh?

Employees in Bangladesh often require a salary certificate for:

1. Bank Loans & Credit Cards

Banks (like DBBL, BRAC, City Bank) ask for a salary certificate to verify repayment capacity.

2. Visa & Immigration Applications

Many embassies (e.g., UK, USA, Canada, Schengen) require proof of income for visa approval.

3. Renting an Apartment

Landlords may ask for a salary certificate to ensure that tenants can pay rent.

4. Legal & Court Cases

Used in divorce cases, loan disputes, or insurance claims as income proof.

5. Personal Financial Planning

Helps in tax filing, loan applications, and financial documentation.

Salary Certificate Requirements in Bangladesh

A valid salary certificate must include:

Key ElementDetails Required
Company LetterheadMust have the employer's official logo & contact details.
Employee DetailsFull name, designation, employee ID, joining date.
Salary BreakdownBasic salary, house rent, medical allowance, transport, bonuses.
DeductionsIncome tax, provident fund, loan repayments (if any).
Net SalaryTotal take-home pay after deductions.
Employer VerificationAuthorized signature, company stamp, and date.

Important:

  • Must be printed on company letterhead (not handwritten)
  • Should be signed by HR or the Finance Head
  • Some banks require 3-6 months' salary slips along with the certificate

Salary Certificate Format for Bangladesh (2025)

Below is the standard salary certificate format used by most companies in Bangladesh:

Salary Certificate Template (Word & PDF Download)

[Your Company Name]
[Company Address]
[Phone Number]
[Email]
[Website]
Date: [DD/MM/YYYY]
To Whom It May Concern,
This is to certify that Mr./Ms. [Employee's Full Name] (Employee ID: [ID]) is a permanent/full-time employee of [Company Name] since [Joining Date: DD/MM/YYYY]. He/She currently holds the position of [Designation] in the [Department] department.
Details of his/her monthly salary are as follows:
Basic Salary         : [X]
House Rent Allowance : [X]
Medical Allowance    : [X]
Transport Allowance  : [X]
Other Allowances     : [X]
Gross Salary         : [Total]
Deductions           : [X]
Net Salary           : [Final Amount]
This certificate is issued upon the employee's request for [Purpose: Bank Loan/Visa/Rental Agreement, etc.].
For any verification, please contact:
[HR/Finance Contact Person]
[Designation]
[Phone Number]
[Email]
Sincerely,
[Authorized Signatory Name]
[Designation]
[Company Name]
Company Stamp & Seal
    

Download Free Salary Certificate Format (Bangladesh)

Download Word Format

Download PDF Format

Sample Salary Certificates for Different Uses

1. Salary Certificate for Bank Loan

Must include:

  • Bank name (if specified)
  • Loan repayment capacity statement
  • Employer's contact for verification

2. Salary Certificate for Visa Application

Must include:

  • Embassy name (if required)
  • Employment confirmation
  • Salary consistency proof (last 6 months)

3. Salary Certificate for Rental Agreement

Must include:

  • Landlord's name (optional)
  • Proof of stable income

How to Get a Salary Certificate in Bangladesh?

  1. Submit a written request to HR/Finance Dept.
  2. Provide necessary details (employee ID, purpose)
  3. Wait for processing (usually 1-3 working days)
  4. Collect the stamped & signed copy

Note: Some companies charge a small fee for issuing salary certificates.

FAQs About Salary Certificates in Bangladesh

Is a salary certificate mandatory for a bank loan?

Yes, most banks require it to verify income.

Can I use a salary slip instead of a salary certificate?

No, salary slips are monthly records, while a salary certificate is an official verification letter.

What if my company refuses to provide a salary certificate?

Bangladesh labor laws support employees' right to obtain salary proof. Escalate to higher management if needed.

How long is a salary certificate valid?

Typically 3-6 months, depending on the institution's policy.

Final Thoughts

A salary certificate is a crucial document for employees in Bangladesh, especially for loans, visas, and legal purposes. Ensure your certificate follows the correct format, includes all required details, and is properly stamped & signed.

Pro Tip: Keep digital & printed copies for future use.

Need a ready-made template? Download our free Salary Certificate Format for Bangladesh.

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